The compatibility, speed, and efficiency are incomparable to the old standard. The straight-through processing will reduce maintenance costs and lessen banks’ need to intervene, leading to fewer customer delays. The enriched data and analytics will help identify fraud and money laundering.
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Facebook’s Metaverse – The Next Big Thing?
The metaverse is an online social space where users can create and share virtual worlds. It will be accessible through desktop computers, gaming consoles, virtual reality glasses, wristbands, headsets, and even mobile devices. Millions of people could access the virtual world at once and collaborate on projects and play games. Companies have already begun to operate in this virtual world. In June 2018, Decentraland sold a plot of digital land for $2.43 million. The following month, Epic Games announced a $1 billion funding round.
Facebook founder Mark Zuckerberg has reportedly discussed the idea of a metaverse on a recent conference call, calling it the “next big thing.” The company has changed its name to Meta Platforms and rebranded itself as a “metaverse company.” While this is an entirely new way to talk about Facebook, it is clear that the tech giant has been working on developing this concept for quite some time. After all, it has invested in VR and AR, and is currently rebranding itself as “Meta Platforms.”
The metaverse was first used in 1992 by Neal Stephenson. It was originally a way to describe 3D virtual worlds. The concept of the metaverse has evolved through blockchain, augmented reality, and even cryptocurrency. Recently, the novel Ready Player One introduced virtual reality to the public. The technology was soon followed by Facebook’s purchase of virtual reality hardware company Oculus. However, this technology has yet to be fully realized. The future of virtual reality is uncertain, and many questions remain.
